Privacy Policy

Effective Date: June 13, 2025
Website: www.merchant-statement-analysis.com
Business Name: Merchant Statement Analysis

This Privacy Policy outlines how Merchant Statement Analysis (“we,” “our,” or “us”) collects, uses, shares, and protects your personal data. By using our website and services, you agree to the practices described in this policy.

1. Information We Collect

We collect the following types of information:

Personal Information: Name, email address, phone number, and mailing address provided when you contact us or sign up for services.
Business Data: Merchant statements and other financial documents shared for analysis purposes.
Payment Information: Billing details provided for service payments, processed through third-party PCI-DSS compliant services.
Usage Information: Browser type, device, IP address, and browsing behavior through cookies and analytics tools.

2. How We Use Your Information

We use your information to:

Provide and manage our merchant statement analysis services
Communicate with you regarding your account and our services
Process payments securely
Send updates, marketing emails, and newsletters (you may opt out)
Improve the performance and functionality of our website

3. Sharing Your Information

We do not sell or rent your personal information. We may share your data with trusted third-party service providers (e.g., payment processors, website hosts) only to the extent necessary to perform services on our behalf.

4. Data Storage and Security

We use Wix.com to host our website and services. Wix stores your data on secure servers protected by firewalls. We follow best practices and use SSL encryption to safeguard information. Payment data is handled through PCI-DSS compliant platforms. We do not store full credit card numbers or CVV codes on our servers.

5. Cookies

We use cookies to:

Provide website functionality
Improve user experience
Analyze website traffic
Track sessions for security purposes

You can disable cookies via your browser settings, but some features of the site may not function properly.

6. Data Retention

We retain personal data only as long as necessary to provide our services and comply with legal obligations. You may request deletion of your data at any time.

7. Your Rights

You have the right to:

Access the data we collect about you
Request corrections
Request deletion (“right to be forgotten”)
Withdraw consent to data usage

Please contact us to make any such requests.

8. Third-Party Services

Our website may include links to or integrations with third-party platforms. These are governed by their own privacy policies. We are not responsible for the privacy practices of external sites or services.

9. Children’s Privacy

Our services are not directed toward children under the age of 13. We do not knowingly collect data from minors.

10. International Users

Our services are intended for users in the United States. If you access our services from outside the U.S., you agree to the transfer and processing of your data in the U.S.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes your agreement to the revised terms.

12. Recurring Billing and Payment Information

If you sign up for a service that involves recurring billing, you authorize Merchant Statement Analysis to maintain your payment information and automatically charge the payment method on file at the agreed-upon intervals (e.g., monthly or otherwise specified in the MSA Agreement).

We process recurring payments through PCI-DSS compliant third-party processors to ensure the security and confidentiality of your payment information. We do not store full credit card numbers or security codes on our servers.

You may cancel recurring billing at any time by notifying us via the contact form on our website. Please allow reasonable time for cancellation to take effect before the next billing cycle.

13. Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us.